Going on vacation? Don’t forget to buy travel insurance


Canadians love to travel. After all, we’ve got the fourth most travel-friendly passport in the world, allowing us to go to a bunch of different countries with little to no visa requirements.

The Government of Canada, through Global Affairs Canada, encourages Canadians to buy travel insurance to protect themselves during trips abroad.

Getting sick is never any fun, especially when you’re overseas. Medical bills can put a real damper on any vacation, so the Government of Canada encourages that Canadians buy the best travel insurance possible before leaving the country.

Canada’s famous the world over for it’s universal healthcare. When Canadians get sick, they go to the doctor. In many ways, we take it for granted that it’s not quite the same in other parts of the world.

The publicly funded healthcare you enjoy in Canada certainly does not translate to free medical care whilst you are on vacation. Hospitals abroad can be very expensive, and more often than not require payments be made in cold, hard cash.

Do NOT expect the Government of Canada to pay for your medical bills if you get sick or get into an accident while you are on vacation.

Even young and healthy Canadians are encouraged to buy adequate travel insurance before going on vacation. Just because you’ve ever been sick in your life, doesn’t mean that you won’t catch a cold (or worse) while on vacation.

What should be included in your travel insurance coverage? Ideally, it should include health, life and disability coverage for hospitalization and medical treatment abroad.

It might also be a good idea for your travel insurance coverage to include pre-existing medical conditions, medical evacuation and repatriation.

The Government of Canada strongly encourages Canadians to register with the Registration of Canadians Abroad service, which provides updates in case of emergencies.

Canadians who might need help while travelling overseas should get in touch with the nearest Canadian Embassy or Canadian Consulate General to their location.

You can also call Global Affairs Canada’s 24/7 Emergency Watch and Response Centre at 1 (613) 996-8885 or by email at sos@international.gc.ca

The Travel Smart mobile app provides Canadians with access to important information while travelling. Download it free from the App Store and Google Play today.

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